Why you needa plan for inability for work

How doesthe plan work

Programs for total disability additional benefits 

Basic features

Plan
Investment Plan
Life Plan
Level Term
Personal Accident
Description
  • Offers insurance protection to the family against the risk of loss of life
  • Ability to add benefits associated with disability
  • Ability to add other supplementary benefits
  • Offers insurance protection to the family against the risk of loss of life
  • Ability to add benefits associated with loss of life in order to secure additional coverage
  • Ability to add other supplementary benefits
  • Offers insurance protection to the family in the event of loss of life
  • Ability to add benefits associated with loss of life in order to secure additional coverage
  • Ability to add other supplementary benefits 
  • Low premium for a predetermined period
  • The plan does not offer savings
  • Offers insurance protection against the risk of loss of life and other benefits that are due to accident.
  • The plan does not offer savings.
Linking to investment funds and capital formation
YES
YES
NO
NO
Basic Coverage

In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater

In the event of loss of life, the insured is paid the selected sum insured or the amount invested, whichever is greater

In the event of loss of life, the insured is paid the selected sum insured.

In the event of loss of life due to accident, the insured is paid the selected sum insured.

Age
Duration
Method of compensation
  • Lump sum
  • Lump sum
  • Lump sum
  • Lump sum
Additional benefits
  • Changes are allowed
  • Ability to modify the premium/sum insured according to the client’s current needs
  • Ability to add a single premium
  • Can be converted to a paid-up policy
  • Ability to withdraw/surrender investment units
  • Can be reinstated
  • Supplementary benefits can be added or removed
  • Ability to transfer a risk amount to and from another policy
  • 10-year extension available
  • Changes are allowed
  • Ability to modify the premium/sum insured according to the client’s current needs
  • Ability to add a single premium
  • Can be converted to a paid-up policy
  • Ability to withdraw/surrender investment units
  • Can be reinstated
  • Supplementary benefits can be added or removed
  • Ability to transfer a risk amount to and from another policy
  • Ability to modify the premium/sum insured
  • Can be reinstated
  • Ability to downgrade or upgrade your Package coverage.

Benefit by calculating  your income tax

Calculate your annual income tax and the maximum premium allowed to lower your taxes.

Don’t know which plan is suitable for you?

Talk to one of our Insurance Consultants and receive assistance to find out which plan suits you the best.