Offers insurance coverage to protect our health and the health of our family in case of illness or bodily injury due to an accident. It also protects the insured and their family against financial loss.
The plan offers outpatient benefits, i.e. coverage in medical cases that do not require hospitalization. At the same time, it is combined with the in-hospital benefits of the Medica health plan, while providing the option of an Annual Claims Excess Amount in the in-hospital cover.
Annual Claims Excess Amounts – According to your selection (€500 or €1.000 or €2.000 or €5.000 or €8.000 or €10.000 or €20,000)
Under Eurolife’s medica health program, Annual Claims Excess Amounts up to €2.000 will not apply if hospitalization takes place abroad. Annual Claims Excess Amounts above €2.000 will be reduced by 50%.
Hospitalization
Hospital Charges – Full Reimbursement
Physician Fees – Full Reimbursement
Diagnostic Tests – Full Reimbursement
Medica Outpatient benefits
Pre-operative diagnostic tests – Full Reimbursement
Postoperative expenses:
Physiotherapy – Full Reimbursement of up to €250 per operation
Diagnostic Tests and Medications – Full Reimbursement up to €200 per operation
Outpatient surgery – Full Reimbursement
Outpatient cancer treatment – Full Reimbursement
First aid following an accident – Full Reimbursement
Other Benefits
Maternity Allowance
Under GHS – €1.000
Not under GHS:
Normal Delivery – €2.000
Cesarean Section – €2.500
Critical Illness Benefit – €10.000
Ambulance Transportation – Full Reimbursement of up to €600 per year
Daily Free Care Allowance – Maximum 90 days per year
In Cyprus – €100 per day
Abroad – €250 per day
Hospital stay without Care – Full Reimbursement for Room and Board for one day
Parent Stay (abroad) – Full Reimbursement
Coverage of expenses to transport Mortal Remains Abroad from Cyprus – Up to €3.500
Premium Protection – Until the completion of 10 years’ Premiums
Travel Medical Assistance Abroad
Medical Consultation, Evaluation and Referrals
Emergency Medical Evacuation
Medical Repatriation
Hospital Admission Assistance
Medical Monitoring
Compassionate Visit
Care of Minor Child(ren)
Return of Mortal Remains
Interpreter and Legal Referrals
Evacuation Transport for Family Members:
Bereavement Reunion
Care of Elder Parent
Early Return
Medical Call Center
22463033
When you purchase a Medica plan you gain access to 24-hour support for all your medical requirements.
Medica Comfort Benefits
Maximum Annual Limit - €1.000
Physician Fees – According to your selection (Choice 1: 5 Visits with max €40 per visit per year or Choice 2: Nothing)
Medications – Full Reimbursement up to €250 per year
Diagnostic tests - Full Reimbursement up to €250 per year
Physiotherapy - 20 Visits with max €10 per visit per year
Psychiatric Illness - 5 Visits with max €40 per visit per year
Homeopathy - Full Reimbursement up to €400 per year
Second Medical Opinion service
We undertake to provide the Second Medical Opinion service in the following instances:
When your medical condition is undiagnosed by a treating physician
When you are seeking an additional medical opinion following an original diagnosis
When the determination of the most appropriate course of medical treatment is required based on a current diagnosis.
The medical review will be undertaken by a physician licensed to practice medicine in the United States of America and within a practice discipline that relates to the condition/diagnosis.
Mental Health Support Service “Let’s Talk”
The services available include:
Psychological support sessions with certified professionals via video calls, phone calls, or SMS messaging
Access to informational bulletins on mental health topics
Educational podcasts on health-related subjects
Interactive seminars aimed at strengthening mental well-being